Consequential decisions

SDSU’s magic run came to an end last night. They had a 10-12 minute cold streak (!!) in the first half that sealed their fate. If not for that, they could have won. But they had a great tournament run and should be proud. I’d give a lot if my UK Wildcats had gotten as far.

Made some big financial decisions yesterday. Dropped my employer’s $150/month group health plan for a $0/month Kaiser health plan. Same coverage, same benefits. Once in the Medicare world, things get weird, like $0/month premiums for full medical coverage, as long as you’re paying for Medicare parts A & B. Go figure. I hope I don’t regret leaving the employer plan, because once out, you’re out.

In the same vein, I signed up for Social Security. It’s a calculation, and my calculation right now is that the time is right for me. Depends on how long you’ll live and how long SS will be solvent, and that second thing has me worried. OK, the first thing too. Take the money now while it still exists, even if I get the shit taxed out of it due to other earnings.

These are two big, non-reversible decisions. No mulligans. (Actually, there *is* a mulligan on filing for SS benefits, but I used that five years ago.) But I’ve been grinding through the tradeoffs on these for a while, so I’m (mostly) sure I understand the consequences. One consequence is that now I’m completely, officially, indisputably, old. Hard to believe.

Finally, the big news today is that Herr Drumpf is getting arraigned and arrested today in New York. You can spin that news a lot of ways, but I choose to spin it as “no one is above the law”. Happy about that.

Leave a Reply